Month-to-month spending RM3,000.00 to RM5,000.00, best card is actually Alliance Bank Platinum credit at money back speed between 0.96percent to 1.38percent. Appropriate close is Alliance lender Younique bank card at money back speed between 0.94% to 1.37per cent.

Monthly spending RM5,000.00 to RM100,000.00, ideal card is Affin lender at cash back speed of 0.80percent..

Month-to-month spending RM100,000.00 and above best cards are general public lender Platinum cards at money back rate of 0.90percent.

With consider above summation, you’ll be additional imaginative combine & accommodate these cards being optimize your funds rebate. Including, for monthly using of RM15,000.00 , fee RM5,000.00 to Alliance financial Platinum Card, further RM5,000.00 to Alliance Bank Younique credit and rest to Affin lender charge card. Merely make use of your creativeness.

But if you are planning to do their purchasing any kind of time specific business which have unique cash return promotion such at monster, then it’s easier to incorporate large Citibank bank card as they allow the finest funds discount only at that specific business.

Any suggestions or whatever you would wish to point out, go ahead and allow your responses.

Enhance (11 February 2010)

1. standards Chartered had been releasing requirement Chartered JustOne Titanium Mastercard that provide doing 5percent funds discount. Search right here for information.

2. Hong Leong financial have 1percent finances discount card via her VISA crucial charge card.

Associated posts:

hello, I think you miss out 1 cards from HLB. important credit from HLB with 1% cash discount for several buy without any capping levels.

Yes i did so skip the card that you mentioned. When I performed the review in March 2009, that cards are however become reintroduced to your marketplace. But You will find a post on VISA vital credit when the credit had been reintroduced in November 2009. Glance at the posting part under this post.

Once I do have more free-time, i shall put this card during the testing aswell.

Hi, how about Ambank bank cards? any worthwhile offer? tq

Currently AmBank won’t have finances discount charge card.

Will there be or maybe there is any latest comparison for cash rebate credit?

If you are looking at credit card that provide cashback on all transaction subsequently consider Hong Leong important cards and Alliance Younique/Platinum credit. Essential card present 1per cent discount unlimited amount while alliance to 1.38percent.

If you look at certain vendor credit, try to find AMEX Gold Credit Card, 5X details at Hypermarket & gasoline. 5X points equivalent to 2.5per cent discount.

Alternalive try to find Alliancee bank Debit cards. They have 3 notes. Vintage 1percent, Platinum 1.5percent & advanced 2% rebate.

I might modify the comparison after.

SCB one titanium no longer in malaysia. They get back liao.

Thanks for the mail.

For the below pointed out topic, kindly keep in mind that expectations Chartered lender Malaysia possess concluded the Justone Titanium charge card. We plead to differ the card is likely and functional in Malaysia but the mechanics aren’t in your area powered.

Hopefully we’ve clarified the matter available . Thanks.

Yes, they stop but I are able to get one early in the day. I’m hoping i will nonetheless utilizing it for a few even more age. ??

You should think about that the quantum of yearly charge may off-set the majority of the cash-back discount. If a lender waives the annaul cost (like EON/HL/CIMB-direct accessibility), the benefit is equivalent to spending RM 10000 with a 1per cent money back or RM20000 with a 0.5% money back. Most of us don’t actually invest that amount of cash on the credit cards in a-year, thus think.

Your much better query the lender to waive the yearly cost. Many bank will waive they.