Loan terms:

The mortgage is given for usage (tuition charges, repairs, travel, etc.)

The mortgage can guaranteed be flats, personal homes with land plots, land plots

Loan quantity range: from 200 000 to 2 000 000 UAH, although not significantly more than 50% of security value

• 17% – for consumers wages that are receiving income from entrepreneurial activities to a merchant account with CREDIT AGRICOLE BANK;
• 18% – for any other consumers.

One-time commission when issuing that loan

• 1.2percent of this loan quantity – for customers getting wages or earnings from entrepreneurial tasks to a free account with CREDIT AGRICOLE;
• 2.5% regarding the loan quantity – for the list that is general of.

Loan term: as much as 7 years (inclusive)

As a type of loan: non-cash – transfer of loan funds to the present account of this Borrower exposed using the Bank

Payment scheme (in the discretion regarding the Borrower):

• equal equal payments (annuity repayment routine)
• payments that decrease on a monthly basis (standard payment schedule)

Insurance: mandatory insurance coverage regarding the pledged home at one of many insurance vendors authorized by the lender, at your decision

*Real yearly interest: from 20,02% (calculated in line with the optimum loan term of 7 years, annuity routine for redemption).

The particular value of the actual interest that is annual on financing depends on specific financing conditions (loan amount, duration, unique regards to the merchandise, etc.

You can easily get that loan if:

You will be from 25 to 60 years of age

You’ve got permanent income source and time record in your workplace that is current of minimum year.

Extra loan re re payments:

• notary solutions, one-time (average price UAH 10,000)
• solutions of a appraiser, one-time (average cost 2000 UAH)
• insurance coverage of this topic of home loan (for per year) – 0.3% regarding the appraised worth of housing.
• life insurance policies associated with debtor – no

Early termination of this loan contract during the effort for the customer can be done just with the entire very early payment for the loan and all payments given to because of the agreement.

The ability to end the mortgage contract within 14 calendar times through the date of the conclusion doesn’t use, because the satisfaction of responsibilities beneath the loan contract is guaranteed because of the summary of notarized agreements (deals) (component 6 of online payday loans Dorset no credit check Article 15 regarding the statutory law of Ukraine “On consumer financing”).

The bank has the right, in the cases provided for by the agreement, to demand early repayment of the loan (full early repayment of the loan) and compensation for losses caused by the violation of obligations if the client fails to fulfill its obligations under the loan agreement.

The financial institution is forbidden from needing the client to get any products or solutions through the bank or perhaps an associated person as a mandatory condition for the provision of those solutions ( with the exception of the supply of the package of banking services).

The financial institution shall n’t have the ability to amend the agreements concluded with clients unilaterally, unless otherwise given by the agreement or perhaps the legislation.

The opportunity is had by the client to will not get marketing materials through remote interaction networks.

Warning about feasible effects for your client in case there is utilising the banking solution:

• 1. Penalty within the level of the dual discount rate associated with the nationwide Bank of Ukraine, in place through the duration which is why the penalty is compensated, yet not a lot more than 15% of this quantity of belated re payment
• 2. Penalty into the number of the double discount price for the nationwide Bank of Ukraine in place through the duration which is why the penalty is compensated, not significantly more than 15% for the level of belated re re payment
• 3. Penalty for breach because of the debtor regarding the conditions of this use that is intended of loan – 25% associated with number of funds useful for other purposes.
• 4. Penalty for:
• not enough a compulsory insurance coverage agreement for the topic associated with the mortgage;
• Failure to give a package that is complete of and / or failure to summarize the mandatory agreements are expected for the issuance of that loan;
• non-compliance utilizing the conditions of agreements determined with all the bank (credit, home loan)
• acquiring loans from other banking institutions, supplying guarantees, moving home as security / mortgage without prior written approval through the bank;
• failure to inform the financial institution about alterations in individual information, contact information, host to residence, office, place as well as other circumstances that could impact the satisfaction of responsibilities beneath the contract;
• failure to produce the financial institution with informative data on home status and earnings in the way and terms specified when you look at the loan contract;
• refusal to settle the mortgage at the beginning of the instances specified within the loan contract – 1% for the level of the issued loan for each breach.

• Re re Payment for expert assessment of this home become pledged carried out by among the assessment businesses authorized by the financial institution
• Re re re Payment for getting of extract/extracts of State join of Movable Property Encumbrance
• re Payment for acquiring of data from State join of Proprietary Rights for Immovable Property
• Re re Payment for notary services linked to performance and conclusion of home loan agreement
• re Payment for state enrollment of home loan
• Re re Payment for state enrollment of encumbrance of name towards the property that is immovablerestriction of alienation of mortgaged property)
• re Payment for state enrollment of home loan termination
• Re re Payment for state registration of termination of encumbrance of name to your property that is immovablerestriction of alienation of mortgaged home)
• Payment for obtaining f extracts of mortgage / encumbrance registration
• re re Payment for getting of extracts of enrollment of home loan termination / encumbrance termination;
• Insurance payment beneath the mortgaged home insurance coverage contract
• Re Payments linked to maintenance and opening of present account

To obtain the loan, you ought to contact the socket associated with bank with papers necessary for loan obtaining.