Do i need to extremely utilize the funds from a property Guarantee Financing TB to own anything?

The complete number of a home Equity Financing TB was a beneficial financing for objective, for example there aren’t any conditions so you can document people mission in addition to money from your house Security Mortgage TB is generally utilized at the sole discretion. The actual only real exception to this rule are a posture when you use the house guarantee loan to repay almost every other funds in this case you should pay back those funds and any left a portion of the financing can be used when it comes to objective.

What’s the difference in the consumer loan TB and the Household guarantee financing TB ?

The user Mortgage TB that loan with an interest price out-of 5.9 % p. an excellent. and you will readiness months max. 8 many years,

Our home Collateral Loan TB a loan with an intention price out-of 2.59 % p. an effective. with one year fixation and you will readiness 20 years.

May i pay the house Collateral Loan TB very early?

Sure, our home Security Loan TB could be paid down early, also in place of a fee, on big date of your prevent of the fixed-interest months. An individual may give an amazing deposit once a year as much as the brand new 20 % of your financing dominant without people fees. Also both of these selection, the costs off very early fees cannot go beyond 1 % of your very early paid down count on the housing financing.

Exactly what criteria would I must satisfy easily should need a house Equity Financing TB ?

• lowest many years 18 decades,
• papers out-of current websites month-to-month money out of five hundred EUR or more,
• mortgage doing as much 80 % of your pledged property,
• limitation payment ages of 20 years,
• an option to explore an element of the financing to pay charges (mortgage percentage and you may ensuring professional comparison of your own flat because of Tatra banka),
• pledging of the casing assets while the safeguards.

Is there people insurance coverage readily available basically have always been unable to repay the house Security Loan TB ?

Sure, there is. When you look at the collaboration on UNIQA insurer you could program the newest following the via cellphone provider Dialog Alive or in Tatra banka part:

• insurance policies of power to pay off a loan, which will give you certainty in the event of unanticipated occurrences one have a tendency to stop you from persisted to repay the loan,
• assets insurance policies as possible program considering your needs.

Which are the fixed interest solutions of the property Collateral Financing TB ?

A choice of a fixed interest rate can be acquired for one, dos, 3, 5, eight and you may a decade or the entire mortgage payment period.

At the very least a few months through to the avoid of your repaired attract speed several months we’ll contact you written down and you may let you loan places in Dotsero be aware of the the rate of interest and brand new repaired rate of interest months. You might select, if you:

• accept brand new interest rate in addition to fixed-rates period,
• deal with the deal to increase or shorten the fresh fixed-rate period and also the relevant interest.

How does the fresh new consultation in the Tatra banka proceed when drawing the brand new mortgage? What are the results during the very first conference?

Consultation ‘s the initial step to discover the financing. Schedule a night out together to suit your meeting through Dialogue Live *1100. All of our mortgage bankers is borrowing professionals. You will learn about the complete bring out-of financing activities from the the initial fulfilling then it might be your responsibility to mix the credit to suit your new house, auto loan, bungalow or assets renovation.