Great news for the University of Phoenix loan borrowers! Currently, it is more likely to take advantage of the University of Phoenix Student Loan Forgiveness through various programs.

Whether you owe loans directly to this institution or get federal and private loans, there are opportunities to fully or partially eliminate the debt.

But First, Consider An Expert’s Opinion

Before choosing one of the solutions we will present in subsequent sections, it is better to get expert help. All the forgiveness options bring benefits and risks attached to them.

Hence, getting third-party debt specialist help can facilitate a better decision-making process. Besides, each option has different eligibility and application requirements.

Every year, thousands of https://paydayloan4less.com/payday-loans-nd/ applications are being rejected due to the unclear understanding of eligibility factors and technical mistakes in the application process.

Having an expert by your side will ensure that you avoid such barriers and maximize your chance to get approval from a University of Phoenix Student Loan Forgiveness.

Table of contents

1. Borrowers’ Defense to Repayment
2. What Happened Previously? University of Phoenix Lawsuit
3. Other Forgiveness Options for Federal Loans Borrowers
4. What About Private Loans?
5. Which Option to Choose?

Borrowers’ Defense to Repayment

One of the excellent opportunities for borrowers who got an education at the University of Phoenix is applying Borrower’s Defense to a Repayment program. This program benefits federal student loans if the school misled the borrower or engaged in misconduct.

Whether the university acts against the laws or omits necessary regulations, a borrower can demand student loan forgiveness on these grounds.

Borrowers’ Defense to Repayment can erase the debt fully or a portion of it. Besides, it can bring cash reimbursement for prior payments.

Check The Eligibility Requirements

Differently, Borrower’s Defense to Repayment does not require additional action. It is enough to prove the misconduct of the school and get rid of the debt.

However, misconduct should be directly related to educational matters or loan terms. Other issues, such as personal injuries or harassment, cannot be grounds for this forgiveness opportunity.

How To Apply

Please note: Before explaining the application process, you need to keep in mind that an application can be against only one school. If you want to file Borrowers’ Defense to Repayment against multiple schools, there should be different applications for each of them.

It is possible to apply this University of Phoenix Student Loan Forgiveness method through an online portal, mail, or email. One of the easiest and fastest ways is using the online application form.

In this application, you will be asked about essential information like contact numbers, enrollment time, tuition fee, etc. Besides, you need to upload documents that can prove the university’s misconduct.

Usually, the necessary documents include the transcripts, enrollment agreements, registration forms, promotional materials like brochures, email communication with the school officials, etc.

When applied through mail or email, a borrower needs to fill the form online and then print it to sign. The form and supporting documents should be sent to the Department of Education mail or email address.

As mentioned before, the Borrowers’ defense to Repayment Program only grants forgiveness if the university misled a student. Here, the borrower should prove the misconduct with all possible means to get debt relief.

Hence, borrowers of the University of Phoenix have a higher chance of receiving the BDRP benefit because similar cases have happened against Phoenix University.

What Happened Previously? University of Phoenix Lawsuit

Intending to provide fair conditions to students and eliminate the waste of federal funds, the Federal Trade Commission sued several entities before.